Financial Goals Chart

What Are Your Financial Goals?

As with all tax and estate planning, please consult your attorney or estate specialist.

A primary question to consider first is have you made out a will? If you have not yet written a will, regardless of your charitable intent, please consider this.
If your goal is to: Then you can: And your benefits may include:
Make a quick and easy gift. Simply write a check now, or make a gift online. An income tax deduction and immediate impact on CSF.
Avoid tax on capital gains. Contribute long-term appreciated stock or other securities. A charitable deduction plus no capital gains tax.
Defer a gift until after your lifetime. Put a bequest in your will (give CSF cash, specific property, or a share of the residue of your estate). Your donations are fully exempt from federal estate tax.
Receive guaranteed fixed income that is partially tax-free. Create a charitable gift annuity. Current and future savings on income taxes, plus fixed, stable payments.
Avoid the twofold taxation on IRA or other employee benefit plans. Name CSF as the beneficiary of the remainder of the retirement assets after your lifetime. It lets you leave your family other assets that carry less tax liability.
Make a large gift with little cost to you. Contribute a life insurance policy you no longer need. Current and possibly future income tax deductions.
Secure, fixed payments for life while avoiding market risks. Create a charitable remainder annuity trust. It gives you tax benefits and often boosts your rate of return. Give income from an asset for a period of years but retain the asset for yourself or your heirs.
Give income from an asset for a period of years but retain the asset for yourself or your heirs. Create a charitable lead trust. Asset is returned to the donor or heirs with federal estate tax savings and income tax deductions for income donated.
Create a hedge against inflation over the long term. Create a charitable remainder unitrust. Variable payments for life plus tax benefits.
Make a revocable gift during your lifetime. Name CSF as the beneficiary of assets in a living trust. Full control of the trust terms for your lifetime.