What Are Your Financial Goals?
As with all tax and estate planning, please consult your attorney or estate specialist.
| A primary question to consider first is have you made out a will? | If you have not yet written a will, regardless of your charitable intent, please consider this. | |
|---|---|---|
| If your goal is to: | Then you can: | And your benefits may include: |
| Make a quick and easy gift. | Simply write a check now, or make a gift online. | An income tax deduction and immediate impact on CSF. |
| Avoid tax on capital gains. | Contribute long-term appreciated stock or other securities. | A charitable deduction plus no capital gains tax. |
| Defer a gift until after your lifetime. | Put a bequest in your will (give CSF cash, specific property, or a share of the residue of your estate). | Your donations are fully exempt from federal estate tax. |
| Receive guaranteed fixed income that is partially tax-free. | Create a charitable gift annuity. | Current and future savings on income taxes, plus fixed, stable payments. |
| Avoid the twofold taxation on IRA or other employee benefit plans. | Name CSF as the beneficiary of the remainder of the retirement assets after your lifetime. | It lets you leave your family other assets that carry less tax liability. |
| Make a large gift with little cost to you. | Contribute a life insurance policy you no longer need. | Current and possibly future income tax deductions. |
| Secure, fixed payments for life while avoiding market risks. | Create a charitable remainder annuity trust. It gives you tax benefits and often boosts your rate of return. | Give income from an asset for a period of years but retain the asset for yourself or your heirs. |
| Give income from an asset for a period of years but retain the asset for yourself or your heirs. | Create a charitable lead trust. | Asset is returned to the donor or heirs with federal estate tax savings and income tax deductions for income donated. |
| Create a hedge against inflation over the long term. | Create a charitable remainder unitrust. | Variable payments for life plus tax benefits. |
| Make a revocable gift during your lifetime. | Name CSF as the beneficiary of assets in a living trust. | Full control of the trust terms for your lifetime. |