A primary question to consider first is have you made out a will? |
If you have not yet written a will, regardless of your charitable intent, please consider this. |
If your goal is to: |
Then you can: |
And your benefits may include: |
Make a quick and easy gift. |
Simply write a check now, or make a gift online. |
An income tax deduction and immediate impact on CSF. |
Avoid tax on capital gains. |
Contribute long-term appreciated stock or other securities. |
A charitable deduction plus no capital gains tax. |
Defer a gift until after your lifetime. |
Put a bequest in your will (give CSF cash, specific property, or a share of the residue of your estate). |
Your donations are fully exempt from federal estate tax. |
Receive guaranteed fixed income that is partially tax-free. |
Create a charitable gift annuity. |
Current and future savings on income taxes, plus fixed, stable payments. |
Avoid the twofold taxation on IRA or other employee benefit plans. |
Name CSF as the beneficiary of the remainder of the retirement assets after your lifetime. |
It lets you leave your family other assets that carry less tax liability. |
Make a large gift with little cost to you. |
Contribute a life insurance policy you no longer need. |
Current and possibly future income tax deductions. |
Secure, fixed payments for life while avoiding market risks. |
Create a charitable remainder annuity trust. It gives you tax benefits and often boosts your rate of return. |
Give income from an asset for a period of years but retain the asset for yourself or your heirs. |
Give income from an asset for a period of years but retain the asset for yourself or your heirs. |
Create a charitable lead trust. |
Asset is returned to the donor or heirs with federal estate tax savings and income tax deductions for income donated. |
Create a hedge against inflation over the long term. |
Create a charitable remainder unitrust. |
Variable payments for life plus tax benefits. |
Make a revocable gift during your lifetime. |
Name CSF as the beneficiary of assets in a living trust. |
Full control of the trust terms for your lifetime. |